HDFC Personal Loan Apply Online 2024

By sarkariportal10

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HDFC Personal Loan Apply Online 2024: If you need money in emergency for your personal expenses. So to get instant loan you can apply for HDFC Personal Loan. Let us tell you that HDFC whose full name is Housing Development Finance Corporation.

It is providing instant loans to its customers at easy terms from the comfort of their homes. The specialty of this loan is that if needed, you will be able to contact the bank for a loan and get a loan up to Rs 50 thousand in just 15 seconds. For this, you only need to have some important documents, through which you will be able to easily apply for the loan without going to the bank.

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HDFC Personal Loan

In such a situation, if you also want to apply for fifty thousand rupees under HDFC personal loan. So, to apply for a personal loan from the bank, what are the eligibility criteria, documents required and how will you be able to apply for the loan. You will get its complete information through our article.

Name of Bank HDFC Bank
CategoryPersonal Loan
Current year2023
Apply Modeboth online/offline
Loan AmountRs 50 thousand to Rs 40 lakh

HDFC Personal Loan Apply

HDFC is now providing instant loan facility to the customers. Under this loan, now customers will be able to apply for personal loan sitting at home, for this they will not need to go to the bank.

Under this loan, if customers apply for a loan up to Rs 50 thousand, they will receive the loan amount in their account within 15 seconds as soon as the loan is approved. Let us tell you that the interest rates for loans taken under HDFC Personal Loan start from 10.50% per annum.

If the applicant wishes, he can also get a loan up to a maximum of Rs 40 lakh from the bank, which he will have to repay within a period of 6 years.

Benefits of HDFC Personal Loan

  • Talking about HDFC Bank personal loan, this loan gets approved by the customers in just 15 seconds.
  • Under personal loan, customers will be able to get an instant loan of up to Rs 50 thousand at the time of need.
  • If you are a pre-approved customer of HDFC, then HDFC personal loan is issued to your account in 15 seconds as per the offer given by the bank.
  • Whereas if you are not a pre-approved customer of the bank, i.e. you want to take a personal loan from HDFC Bank on your own, then it may take 5 to 6 hours for you to get the personal loan.
  • Let us tell you that HDFC provides many types of personal loans to its customers like marriage loan, travel loan, emergency loan, students for education and home renovation etc.

Eligibility for HDFC Personal Loan

For HDFC Personal Loan, the applicant must fulfill its prescribed eligibility criteria. Only after completing which the loan will be issued to you, the information about all such eligibility for the loan is as follows.

  • The person applying for the loan must be a citizen of India.
  • The age of the applicant must be between 21 to 60 years.
  • To apply, the monthly income of the applicant should not be less than Rs 25000.
  • Applicants who have been employed for the last two years, as well as those who have been working in the same company for the last one year before applying for the loan, will be eligible to apply.
  • Such applicants who are working in any government office or private company can apply for HDFC loan.

Documents required for HDFC Personal Loan

Citizens applying for personal loan must have some important documents. The information about all such documents through which they will be able to apply for loan is as follows.

  • applicant’s aadhar card
  • PAN Card/Voter ID/DL
  • Address proof
  • Statement between last 6 to 3 months
  • Salary slip of last two months will have to be uploaded along with Form-16.
  • bank passbook
  • passport size photo

HDFC Personal Loan Online Application Process

If applicants wish to apply for HDFC personal loan, they can go to the bank branch and get information about the loan. Apart from this, applicants for online application for loan can complete the application process through the official website of HDFC. For which you follow the steps mentioned here.

  • To apply online, first of all applicants should visit the official website of HDFC.
  • Now the home page of the website will open on your screen.
  • Here on the home page you have to click on the link of Borrow.
HDFC Personal Loan Apply Online 2024
  • After this you will have to click on Paperless Personal Loan from the options given below.
  • After this, the online form will open on your screen in the next page.
HDFC Personal Loan Apply Online 2024
  • Here you have to enter the information asked in the form like your registered mobile number and date of birth.
  • Now you will receive an OTP on your mobile number.
  • Now by entering the OTP, you will have to select your loan type and select the loan amount.
  • After this you have to enter the information of the relevant documents and click on the submit button.
  • After the form is submitted, your documents will be verified by the bank.
  • Once your loan is approved after document verification, a personal loan of Rs 50,000 will be sent to your account within 15 seconds.
  • In this way the process of applying for your personal loan will be completed.

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How much loan can be taken under HDFC Personal Loan?

Loan can be taken from Rs 50 thousand to Rs 40 lakh.

What is the minimum credit score an individual should have for HDFC Personal Loan?

The individual must have a minimum credit score of more than 650.

What is the interest rate on loan taken under the bank?

Interest rates on loans taken under HDFC Bank start from 10.50%.

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Hello Friend, My Name is Vibhishan Kumar. I have been blogging for last 3 years. I like to write latest job news, government schemes etc.

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