7 Best Government Schemes For Girl Child in India: With the aim of bringing about a change in the social status of girls in the country and eliminating inferiority and negative feelings towards them, many welfare schemes for girls have been started by the Central Government and State Governments. Through these schemes, the government provides financial support to girls by encouraging them in education and making them self-reliant.
In such a situation, if you also have a girl child and you want to save for her future or provide her the benefits of government run schemes, then through this article we will provide you complete information related to the 7 best government schemes for girls in India. For which you must read the complete article.
Know the 7 best government schemes for girls in India
Central and state governments together run many beneficial schemes for daughters. Through these schemes, with the aim of promoting positive thinking towards the development of the girl child, the government provides support to the girls in completing their education under the scheme as well as to help them in meeting the expenses of higher education or marriage in their future. Provides the facility of savings, the information about the 7 best such government schemes run by the government is as follows.
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana (SSY) is a scheme launched by the Central Government on January 22, 2015 as part of the campaign of Beti Bachao Beti Padhao Yojana. SSY scheme, run by the Government of India with the aim of securing the future of daughters in the country, is one of the most beneficial savings schemes. Through this scheme, parents can save for their daughter’s education or marriage in future by opening the account of their daughter aged 10 years or less in the post office or bank.
Benefits – Under Sukanya Samriddhi Yojana, parents can open their daughter’s account with a minimum of Rs 125 and can deposit a maximum of Rs 1.5 lakh in it as per their convenience. The specialty of this scheme is that the government does not impose any tax on the interest received in it, that is, you get the benefit of tax exemption under Income Tax Section 80C.
The account under the scheme pays interest quarterly for each year.
In which the beneficiary is provided an interest rate of 7.6% per annum, which is higher than other small savings schemes.
Under this scheme, one has to invest in it every year for 14 years from the day of opening the account. The beneficiary girl can withdraw this deposited amount for her studies or marriage after she completes 21 years. Although the beneficiary girl child can withdraw the money if she turns 18, but in this case she will be able to withdraw only 50% of the deposited amount.
Eligibility – To apply under SSY scheme, parents of BPL category girls whose age is 10 years or less can open the account of their daughter.
Girl Child Prosperity Scheme (BSY)
Balika Samridhi Yojana (BSY) is a scheme launched by the Central Government to provide support to girls from lower income group of the country or living below the poverty line in completing their education. Which is operated by the Ministry of Women and Child Development.
Through this scheme, the government will provide the benefit of financial assistance in the form of scholarship to girls from poor class from class one to class ten. As a result of which girls will be able to complete their education without any financial problem. For this, poor families covered under the scheme can provide the benefit of scholarship to their girl child by completing the application process through Anganwadi centre.
Benefits – Under the Balika Samriddhi Yojana, the government will provide the benefit of scholarship to the girls according to their class to help them complete their education. This benefit will be available to two girl children of a family, through the scheme, financial assistance of Rs 500 is given to the mother at the time of birth of the girl child.
Apart from this, scholarship amount ranging from Rs 300 to Rs 1000 is given annually to the girl child for her education from class 1 to 10. Due to which girls will get support in completing their education and after getting educated they will be able to become self-reliant in future.
Eligibility – Under the scheme, BPL category girls from poor families in both rural and urban areas, who were born on or after August 15, 1997, will be eligible to avail the benefits of the scheme. Only two girls from a family will be able to avail this benefit. To avail the benefits of SSY scheme, it is necessary for the beneficiary to have a bank account which is linked to his Aadhar card.
Beti Bachao Beti Padhao Scheme
Beti Bachao Beti Padhao Yojana was launched by Prime Minister Narendra Modi on January 22, 2015 with the aim of improving the living standards of girls in the country and eliminating social discrimination against them. Under this scheme, to eliminate feticide before the birth of daughters in the country and the decline in child sex ratio, the government started the scheme from Panipat, Haryana, which has now been implemented in the entire country.
Under the Beti Bachao Beti Padhao scheme, parents can open an account anytime from the birth of their daughter till she turns 10 years of age. Whenever the applicant opens the account of the girl child under the scheme. From then till the age of 14 years, the prescribed amount will have to be deposited in the girl’s account. Whose withdrawal will be possible when the applicant girl turns 21 years of age.
Benefit – Under the Beti Bachao Beti Padhao scheme, girls in the society will be seen equally in a positive light like sons and daughters will also be able to become self-reliant by getting educated. For this, under the scheme, the daughter can withdraw 50% of the amount deposited by her guardian for her future after she completes 18 years. On completion of 21 years, she will be able to withdraw the total lump sum amount for her education and marriage.
Eligibility – Under the Beti Bachao Beti Padhao scheme, an account can be opened for a girl child of one year to 10 years of age, only two girl children of a family can avail this benefit. To avail the benefits of SSY scheme, it is necessary for the beneficiary to have a bank account which is linked to his Aadhar card. Under the scheme, the guardian of the applicant girl will have to deposit an amount of Rs 12000 every year in her account for 14 years.
Kasturba Gandhi Balika Vidyalaya (KGBV) Scheme
Kasturba Gandhi Girls School Scheme is a scheme started by the Central Government in the year 2006-2007 to promote universal education. Under which, at present, a Kasturba school is being run in each block to promote education of girls belonging to backward and deprived sections of the society. Under this scheme, quality education will be provided to girls through residential schools.
For this, under the scheme, all girls in rural areas are provided school education and hostel facilities up to class 12th.
Benefits – Under Kasturba Gandhi Balika Vidyalaya Yojana, the government provides free education to the girls of Scheduled Caste, Scheduled Tribe, Other Backward Class, families living below the poverty line along with residential facilities in hostel, teaching materials etc. Facilities are provided.
Along with this, an amount of Rs 100 per month is issued to the girl students in their bank account to meet their other needs. With this, more and more parents will be able to send their girls to school to complete their education and they will also be able to get educated and become self-reliant in the future.
Under this scheme, 75% seats will be reserved for girls from SC, ST, OBC and minority categories. Whereas the remaining 25% seats will be reserved for girls living below the poverty line.
Eligibility – Under the scheme, girls from poor and deprived classes, girls from Scheduled Castes, Scheduled Tribes and Other Backward Classes will be able to get benefits.
Chief Minister Rajshree Scheme
Mukhyamantri Rajshree Yojana is a welfare scheme launched by the Government of Rajasthan for the girl children of the state. Through which the government provides financial assistance to girls for their all-round development. For this, under the scheme, financial assistance of Rs 50 thousand is provided in total 6 installments to the girls of Rajasthan born after June 1, 2016. This benefit is given from the birth of the girl child till she completes her education. This will encourage girls in the state to complete their higher education.
Benefits – Under this scheme, girls will be provided benefits in fixed installments from birth till they complete their higher education. In which, on the birth of a daughter, the first installment of Rs 2500 will be given to her mother. On completion of one year, an amount of Rs 2500 will be released again along with the vaccination. After which, in any public school, an amount of Rs 4000 will be given to the girl child during admission in 1st class, Rs 5000 on admission in 5th class and Rs 11000 on admission in 11th class.
Eligibility – Under the scheme, the native girls of Rajasthan who were born after June 1, 2016 will be eligible for the benefits of the scheme, it is necessary for the parents of the applicant girl to have Bhamashah card. The benefit of the scheme will be provided to girls only if they are studying at every stage in educational institutions run by the state government.
Chief Minister Kanya Suraksha Yojana
Mukhyamantri Kanya Suraksha Yojana has been started by the Bihar government to improve the condition of the girls from BPL families of the state by providing them financial assistance. Through this scheme, the government provides financial assistance of Rs 2000 to the children born after November 2007 if they are registered within one year of birth. This benefit is provided to the parents of the girl child after showing the birth certificate of the girl child. . Along with this, it provides the benefit of taking financial assistance from the time of birth of the girl child till she turns 18 years of age.
Benefit – Bihar government provides financial assistance under the Chief Minister Kanya Suraksha Yojana for the bright and secure future of the girl child, under this scheme an amount of Rs 2 thousand will be invested by the government in UCO and IDBI Bank. After the girl completes 18 years of age, an amount equal to the maturity value will be paid. Due to which girls will be able to complete their higher education without any financial problem.
Eligibility – Under the scheme, girls native to Bihar who belong to BPL category will be able to avail the benefits of the scheme. Under the Kanya Suraksha Yojana, girls born after November 2, 2007 will be eligible for benefits. This benefit will be available to two girls of a family.
Nanda Gauri Devi Kanya Dhan Yojana
Nanda Gauri Devi Kanya Dhan Yojana has been started by the Uttarakhand government in collaboration with the Women and Child Welfare Department to improve the future of girls in the state and to encourage them in education. Through this scheme, the government will provide financial assistance of Rs 11000 to the parents on the birth of a girl child in a family living below the poverty line of the state, while after the girl child passes 12th, an amount of Rs 51000 is given to them. Through which girls will be able to complete their higher education without any financial problem.
Benefits – Nanda Gauri Devi Kanya Dhan Yojana is a scheme launched by the Government of Uttarakhand to support the economically weaker BPL category girls of the state in completing their higher education. Through which the government provides financial assistance of Rs 11000 on the birth of a girl child and Rs 51000 on her passing intermediate, this benefit is provided to two girls of a family.
Eligibility – Under this scheme, resident girls of Uttarakhand, who belong to SC, ST, OBC, General Category and BPL category can apply to avail the benefits of the scheme. Under the scheme, the applicant girl should have passed 12th class from any recognized school under the state government.
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FAQ’s 7 Best Government Schemes For Girl Child in India
What are the beneficial government schemes for girls in the country?
Beti Bachao Beti Padhao, Sukanya Samriddhi, Mukhyamantri Rajshree Yojana, Nanda Gauri Devi Kanya Dhan Yojana etc. are beneficial government schemes for girls in the country run by the state and central government.
How can a girl child’s account be opened in Sukanya Samriddhi Yojana?
To open a girl’s account under Sukanya Samriddhi Yojana, parents can go to their nearest post office or bank and get their daughter’s account opened under the scheme with a minimum of Rs 125.
Who can get the benefits of Mukhyamantri Rajshree Yojana?
The benefit of Mukhyamantri Rajshree Yojana is for the resident girls of Rajasthan who were born after June 1, 2016 and are studying at every stage in the educational institutions run by the state government.
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